Flavio J. “Joe” Carreno

Flavio J. “Joe” Carreno [ChFEBC℠]

19703 Spring Willow Ct.
P.O. Box 174
Odessa, FL 33556

Original Certification Date: 4/30/2017

Organization: The Retirement Advantage

Phone: 813-926-9909
Toll Free: 877-294-1936
Cell: 813-766-3972

Email: fjcarreno@theretirementadvantage.net

Website: www.theretirementadvantage.net

States Currently Licensed: FL

Primary Insurance Companies: American Equity, Allianz, Athene, F&G, North American, ANICO

Services: Retirement Planning through “Smarter Retirement Strategies”

Additional Information: The Retirement Advantage specializes in “Smarter Retirement Strategies” by providing personalized benefits reviews and Social Security Analysis for Federal and State Government employees.

Our “Smarter Retirement Strategies” feature products which provide income for life, and not one of our clients has ever lost a dime to market risk. Additionally, we help you understand where to place your TSP, 403b, 457 & other government (and non-government) defined contribution program funds and answer your questions regarding Social Security and proper retirement planning. We can also save you money on life insurance.

Our products include IRA’s, Roth IRA’s, Life Insurance, Annuities. Our plans are individually customized to fit your needs. We represent multiple companies with a wide range of products to better serve you, and have been in business for over 28 years.

Our priority & ultimate goal is to find the best possible solution for each individual client.